RECENT POSTS
Wiring Your Down Payment Safely: What to Know Before Closing
Wiring Your Down Payment safely seems simple, but precautions to avoid wire fraud, what to expect, and how to be safe during this crucial step in your home buying journey.
Signing Loan Documents: What to Expect Before Closing
David Mercier explains everything buyers need to know about signing loan documents, what to expect, and key steps before closing on a home.
Removing Contingencies: What It Means and Why It Matters
Removing Contingencies in Real Estate?
David Mercier explains what it means to remove contingencies in a real estate contract and what buyers should know before making that final commitment.
What Full Loan Approval Means (and What Happens Next)
David Mercier explains what full loan approval means, what buyers can expect, and how to stay prepared during this final phase of mortgage underwriting.
Request for Repairs Guide: How to Negotiate Like a Pro in 5 Steps
Request for Repairs Guide: David Mercier explains how to navigate the repairs process, with strategies for negotiation, seller credits & price reductions.
Property Appraisal 101: What It Is, What to Expect, and What If It’s Low?
David Mercier walks you through what the property appraisal is, why it matters, how it impacts your financing—and what to do if it comes in lower than expected.
Property Reports and Disclosures: Understanding The Important Information About Your Future Home
Property Reports and Disclosures: David Mercier explains the key reports and disclosures buyers should review during the investigation phase of escrow, including the Natural Hazard Disclosure, HOA Documents (CC&R’s), Inspection Reports, and more.
Property Inspections Every Buyer Should Consider
Property Inspections Every Buyer Should Consider: David Mercier explains the investigation phase of buying a home, including recommended property inspections and why they’re essential for making informed decisions.
Earnest Money: How It Works and Why It Matters in Your Home Purchase
Earnest Money: How It Works and Why It Matters in Your Home Purchase. David Mercier explains what earnest money is, how it fits into your down payment, and why it’s an essential part of every homebuyer’s journey—especially in competitive markets.
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