RESOURCES
Earnest Money: How It Works and Why It Matters in Your Home Purchase
Earnest Money: How It Works and Why It Matters in Your Home Purchase. David Mercier explains what earnest money is, how it fits into your down payment, and why it’s an essential part of every homebuyer’s journey—especially in competitive markets.
Title 101: Understanding Property Titles and Title Insurance
Title 101: Understanding Property Titles and Title Insurance. David Mercier explains the essentials of property titles, including the importance of title insurance, the process of issuing a title policy, how to read a preliminary title report, 29 covered risks for homeowners, and common ways of holding title.
What is Escrow: Seven Crucial Elements of the Home-Buying ProcessÂ
What is Escrow: and Why It’s Crucial in the Home-Buying Process. David Mercier explains what escrow is, why it’s essential, and what to expect during the escrow process when buying a home.
Your Offer Was Accepted—Congratulations!—Now What?
Your Offer Was Accepted, now what? David Mercier breaks down what happens after your offer is accepted, guiding you through the escrow process—from wiring your earnest money to the final walkthrough before closing.
Counter Offers and Negotiations: 5 Things That Happens After You Put in an Offer on a Home
Counter offers and Negotiations. Learn what happens after putting in an offer on a home. David Mercier shares insights on waiting, counteroffers, negotiations, and handling multiple offers.
How to Make an Offer on a House: What Smart Buyers Discuss with Their Agent
How to make an offer on a house. Realtor David Mercier breaks down the key items to discuss with your agent before writing a California Residential Purchase Agreement.
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