by davidkmercier | Jun 12, 2025 | Homebuying 101
David Mercier Wiring Your Down Payment Safely: What to Know Before Closing You’re almost there! Wiring your Down Payment is the final step before closing! You’ll actually be sending the escrow company the remainder of your downpayment (your full downpayment minus the...
by davidkmercier | Jun 9, 2025 | Homebuying 101
David Mercier Signing Loan Documents: What to Expect Before Closing Signing Loan Documents means you’re almost at the finish line! After waiting for loan approval and removing contingencies, the next big step is signing your loan documents. This is one of the most...
by davidkmercier | Jun 5, 2025 | Homebuying 101
David Mercier Removing Contingencies: What It Means and Why It Matters Removing contingencies is confusing for a lot of people. I’ll break it down for you to feel confident when you reach this step in your Home Buying Journey. Once your loan is approved and...
by davidkmercier | Jun 2, 2025 | Homebuying 101
David Mercier What Full Loan Approval Means (and What Happens Next) Full Loan Approval is a home buying milestone! You’ve negotiated repairs, completed your appraisal, and resolved any credits—now it’s time for one of the most critical milestones in the home-buying...
by davidkmercier | May 29, 2025 | Homebuying 101
David Mercier Request for Repairs Guide: How to Negotiate Like a Pro Here is your ultimate request for repairs guide: So, your inspections are complete, and you’ve discovered a few repairs that need attention. Now it’s time for the request for repairs phase, where you...