Closing Escrow: The Final Steps Before Getting Your Keys

David Mercier Closing Escrow: The Final Steps Before Getting Your KeysClosing Escrow / Closing Day is here! You did it—you’re at the finish line of your home-buying journey! But before you can pop the champagne, a few critical steps need to happen behind the scenes...

The Final Walkthrough: Your Last Chance to Check the Home Before Closing

David Mercier The Final Walkthrough: Your Last Chance to Check the Home Before ClosingThe Final Walkthrough means you’re in the home stretch—your closing date is just around the corner! But before you sign the final paperwork, there’s one last step: the final...

Wiring Your Down Payment Safely: What to Know Before Closing

David Mercier Wiring Your Down Payment Safely: What to Know Before ClosingYou’re almost there! Wiring your Down Payment is the final step before closing! You’ll actually be sending the escrow company the remainder of your downpayment (your full downpayment minus the...

Signing Loan Documents: What to Expect Before Closing

David Mercier Signing Loan Documents: What to Expect Before ClosingSigning Loan Documents means you’re almost at the finish line! After waiting for loan approval and removing contingencies, the next big step is signing your loan documents. This is one of the most...

Removing Contingencies: What It Means and Why It Matters

David Mercier Removing Contingencies: What It Means and Why It MattersRemoving contingencies is confusing for a lot of people. I’ll break it down for you to feel confident when you reach this step in your Home Buying Journey. Once your loan is approved and inspections...

What Full Loan Approval Means (and What Happens Next)

David Mercier What Full Loan Approval Means (and What Happens Next)Full Loan Approval is a home buying milestone! You’ve negotiated repairs, completed your appraisal, and resolved any credits—now it’s time for one of the most critical milestones in the home-buying...

Request for Repairs Guide: How to Negotiate Like a Pro in 5 Steps

David Mercier Request for Repairs Guide: How to Negotiate Like a ProHere is your ultimate request for repairs guide: So, your inspections are complete, and you’ve discovered a few repairs that need attention. Now it’s time for the request for repairs phase, where you...

Property Appraisal 101: What It Is, What to Expect, and What If It’s Low?

David Mercier Property Appraisal 101: What It Is, What to Expect, and What If It’s Low?🏡 What Is a Property Appraisal and Why Does It Matter? If you're buying a home and getting a mortgage, your lender is going to require a property appraisal—no exceptions. Why?...

Property Reports and Disclosures: Understanding The Important Information About Your Future Home

David Mercier Property Reports and DisclosuresProperty reports and disclosures: the investigation phase isn’t just about property inspections- it’s also the time to dive into the reports and disclosures provided by the seller, title company, and other entities. These...

Property Inspections Every Buyer Should Consider

David Mercier Property Inspections Every Buyer Should ConsiderProperty inspections may seem expensive, but could end up saving you from unexpected bills down the road. The investigation phase is your chance to really get to know the home you’re planning to buy. This...

Earnest Money: How It Works and Why It Matters in Your Home Purchase

David Mercier Earnest Money: How It Works and Why It Matters in Your Home PurchaseWhat is Earnest Money? When you're ready to buy a home and your offer is accepted, one of the first things you’ll need to do is send over something called earnest money. It’s a...

Title 101: Understanding Property Titles and Title Insurance

David Mercier Title 101: Understanding Property Titles and Title InsuranceTitle 101: understanding property titles and title insurance before you get too far into Escrow will make the process so much smoother. Navigating the real estate landscape requires a solid...

What is Escrow: Seven Crucial Elements of the Home-Buying Process

David Mercier What is Escrow: and Why It’s Crucial in the Home-Buying ProcessSo what is escrow? Congratulations—you’ve had your offer accepted! But before you pop the champagne, it’s time to open escrow. If you’re asking, “What is escrow, and why do we need it?”...

Your Offer Was Accepted—Congratulations!—Now What?

David Mercier Your Offer Was Accepted—Now What? Your offer was accepted—Congratulations! 🎉—but now the work begins. The next steps—when everything behind the scenes kicks into high gear. It can feel overwhelming, but don’t worry—I’m going to walk you through each...

Counter Offers and Negotiations: 5 Things That Happens After You Put in an Offer on a Home

David Mercier Counter Offers and Negotiations: What Happens After You Put in an Offer on a HomeWhat exactly are counter offers and negotiations after you submit your offer on a house? You’ve found the home of your dreams, crunched the numbers, and submitted your...

How to Make an Offer on a House: What Smart Buyers Discuss with Their Agent

David Mercier How to Make an Offer on a House: What Smart Buyers Discuss with Their AgentHow to make an offer on a house? Writing an offer is an exciting and crucial step in buying a home, but it’s more than just picking a purchase price. From fees and timelines to...

How to Tour Homes Like a Pro (And Actually Pick the Right One)

David Mercier How to Tour Homes Like a Pro (And Actually Pick the Right One)Touring homes is exciting—but it can also get overwhelming fast. After a few showings, it’s easy to forget which kitchen had the big island, which house backed up to a busy road, or where you...

Why Getting Mortgage Pre-Approval is a Key Step to Your Dream Home

David Mercier Why Getting Mortgage Pre-Approval is a Key Step to Your Dream HomeMortgage Pre-Approval can make or break your home buying experience. Picture this: you walk into a home and instantly fall in love. It’s perfect in every way. But when you’re ready to...

How to Pick a Real Estate Agent That’s a Perfect Fit

David Mercier How to Pick a Real Estate Agent That’s a Perfect Fit Buying a home is one of the biggest decisions of your life, and having the right real estate agent by your side can make all the difference. I want to help you learn how to pick a real estate agent. ...

Your Home Buying Journey: A Step-by-Step Guide

David Mercier Your Home Buying Journey: A Step-by-Step GuideBuying a home is exciting, overwhelming, and full of moving parts—but don’t worry, I’ve got you covered! Whether you’re a first-time buyer or a seasoned homeowner, having a clear roadmap can help make the...

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